Floods are not only the most frequent but also the most expensive natural disaster in the world. That is why flood protection is always #1 on every home and business owner`s shopping list. Every year businesses and households lose millions of dollars to water damage, floods, and destructions caused by these seasonal or spontaneous disasters.
However, one thing is to watch the news and hear about sums of money you may never even comprehend, and another thing is to deal with the losses yourself. Yes, your house or business won`t probably get struck by a disaster every year. But when it does, the damage may be big enough to keep your finances underwater for a very long time.
That is why in this article, we decided to discuss how much it costs to protect from floods and the losses they cost and whether it is really worth it at all.
Let`s go over the 2 main flood protection methods - flood barriers and other flood control solutions and flood insurance.
What is flood insurance, and how much does it cost?
There are many problems with flood insurance. Not with the idea itself but mainly with the way people see it. Some consider it an unnecessary waste of money, especially if it is not required by the bank when you purchase the property or take a loan to renovate it. Others think that it is too much of a financial burden, especially if the flood risk in their area is considerably low.
After all, there are those who don`t even know that they can get flood insurance if their property has never been flooded before. In other words, most people don`t concise flood insurance as a flood protection method.
However, they should. Average flooding can cost your household or business anywhere between $2000 and $8000. while according to the National Flood Insurance Program, the cost of average flood insurance in the US is between $500 and $700. With floods happening more and more often every year, there is a big chance that your flood insurance will entirely pay off within the very first year.
Yes, flood insurance will not prevent water from actually getting into your property and damaging it, but it is an efficient flood protection method that will help you recover fast without significant damage to your finance.
It is essential to remember that flood insurance is a separate policy and if you are sure that your property is fully covered, it is always better to double-check the paragraphs about disaster and flood damage, as when you discover that your losses won`t be compensated, it may simply be too late.
That said, flood insurance is an efficient flood protection method for your finance and well-being. But what about the property itself?
Flood protection for your house and business.
It is always good to know that once your house or business gets struck by flooding, you will manage to restore and get back on track in no time.
However, it is even better to know that floodwater won`t even have a chance to enter your property. That is why you should always consider physical flood protection for your property.
Modern flood barriers and flood gates for homes and businesses are the most efficient and versatile flood protection solutions that can be used in all sorts of properties, from residential houses to commercial buildings.
They seal the passage thoroughly thanks to an adjustable inflatable rubber seal and can easily withstand 3-foot flooding.
Lightweight and easy-to-use flood barriers can also be used as window protectors in case of hurricanes.
You may also connect several flood barriers using a special extension pole and create a sufficient dire to protect a garage or basement or even build a dike around an outdoor swimming pool or any other outdoor construction you need to protect from floodwater.
Do you want to know more about modern flood protection and ways to preserve your property and its value in case of flooding? Make sure to follow us on your favorite social media platform and contact Dam Easy today to discover modern flood control solutions that have already gained the trust of numerous home and business owners worldwide.
Contact Dam Easy today and ensure your safety and the value of your assets in the future!
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